Start Your Tampa Credit Plan With a Phone Call

What happens when you call

We start with a consultation. First we ask what you are working toward, such as a car loan, a mortgage pre-approval, new credit lines or business funding, and when you need it. Then we go through your credit report with you item by item: late payments, collections, charge-offs, hard inquiries, and personal details like old addresses or name variations that can attach the wrong accounts to your file.

Next we explain which items look inaccurate, incomplete or unverifiable, and how a dispute with each bureau works. We also tell you what a dispute cannot change, because accurate negative items stay until they age off. If our credit repair program fits, we handle enrollment on that same call. If you own a business, we cover what lenders check on both your personal and business credit, and how a cleaner report can lower what funding costs you over the full term of the loan, not just at signing.